1. Mortgage
Pulse API
  • Introduction
    • Introduction
    • Getting Started
    • Basic concepts
  • Services
    • Backoffice
      • Authentication
        • Generate Access Token
        • Generate Refresh Token
      • Authorization
        • Rotate Key (User)
        • Register Application
        • List (Application)
        • Rotate Key (Application)
        • Revoke Key (Application)
        • Activate Key (Application)
      • Usage
        • Check limits
        • Check usage
    • Domains
      • Valuation
        • Valuation
      • Indicators
        • Indicators
      • Cadastral
        • Cadastral by Reference
        • Advanced cadastral search
      • Comparables
        • Search comparables
        • Search comparables (Transactions)
      • Mortgage
        • Pre-approval
          GET
  1. Mortgage

Pre-approval

GET
/api/integration/v1/mortgage/basic
This endpoint retrieves a comprehensive set of KPIs and property-related data associated with a specific cadastral reference. The returned information enables automated evaluation of whether the asset meets the eligibility criteria for preliminary mortgage approval.

Request

Authorization
or
Query Params

Responses

🟢200OK
application/json
Bodyapplication/json

🟠404Not found
Request Request Example
Shell
JavaScript
Java
Swift
curl --location 'https://api.urbandataanalytics.com/api/integration/v1/mortgage/basic?reference=1687710VK4718F0081FH'
Response Response Example
200 - OK
{
    "avm": {
        "ticket_value": 1416050.0,
        "sqm_value": 7780.494505494506,
        "confidence_score": 4,
        "sqm_p100": 1362977.98,
        "sqm_p90": 1288853.57,
        "sqm_p80": 1214729.15,
        "sqm_p70": 1140604.74,
        "sqm_p60": 1066480.32,
        "sqm_p50": 992355.91,
        "sqm_p40": 918231.5,
        "sqm_p30": 844107.08,
        "sqm_p20": 769982.67,
        "sqm_p10": 695858.25,
        "sqm_p0": 621733.84
    },
    "cee": {
        "flag_cee": true,
        "emissions_rating": "E",
        "consume_rating": "E"
    },
    "risks": {
        "wind": {
            "change_in_wind_patterns": 1,
            "cyclone": 1,
            "snowstorm": 1,
            "duststorm": 2,
            "sandstorm": 2,
            "tornado": 1
        },
        "water": {
            "change_in_precipitation_patterns": 2,
            "precipitation_variability": 1,
            "ocean_acidification": 1,
            "saltwater_intrusion": 1,
            "sea_level_rise": 1,
            "water_stress": 1,
            "drought": 1,
            "extreme_precipitation": 1,
            "flooding": 1,
            "groundwater_flooding": 1
        },
        "heat": {
            "changes_in_air_temperature": 2,
            "changes_in_freshwater_temperature": 1,
            "changes_in_seawater_temperature": 1,
            "heat_stress": 2,
            "temperature_variability": 1,
            "heatwave": 2,
            "cold_wave": 1,
            "wildfires": 1
        },
        "soil": {
            "coastal_erosion": 1,
            "land_degradation": 1,
            "erosion": 1,
            "landslide": 1,
            "subsidence": 2,
            "earthquake": 1,
            "volcanism": 1
        }
    },
    "kpis": {
        "liquidity_4q": 9.0,
        "output_price_1yoy": {
            "admin1_value": 17.84,
            "admin3_value": 15.81,
            "admin4_value": 18.6
        },
        "output_price_3yoy": {
            "admin1_value": 50.61,
            "admin3_value": 59.03,
            "admin4_value": 42.37
        },
        "output_price_5yoy": {
            "admin1_value": 65.68,
            "admin3_value": 70.39,
            "admin4_value": 64.95
        },
        "output_price_10yoy": {
            "admin1_value": null,
            "admin3_value": null,
            "admin4_value": null
        }
    }
}
Modified at 2025-11-26 12:10:20
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